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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,554 | $96,691-61.2% | $86,656-56.7% | $139,487-73.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 7.89% | 106.87%-99.0pp | 593.09%-585.2pp | 373.84%-366.0pp |
| Employer contribution / active EE | $5,577 | $3,267+70.7% | $3,025+84.3% | $4,755+17.3% |
| Participant deferral / active EE | $1,720 | $4,838-64.4% | $4,439-61.3% | $6,713-74.4% |
| Admin fee / account holder | $1,651 | $6,414-74.3% | $5,619-70.6% | $11,407-85.5% |