Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,200 | $58,828-23.2% | $78,002-42.1% | $62,881-28.1% |
| Participation rate | 46.0% | 71.1%-25.1pp | 75.5%-29.5pp | 69.3%-23.3pp |
| Annual return | -1.79% | 17.16%-18.9pp | 425.99%-427.8pp | 20.14%-21.9pp |
| Employer contribution / active EE | $1,404 | $1,672-16.0% | $2,470-43.2% | $2,281-38.4% |
| Participant deferral / active EE | $1,033 | $2,686-61.5% | $3,497-70.5% | $3,203-67.8% |
| Admin fee / account holder | $11,319 | $4,393+157.6% | $5,481+106.5% | $4,296+163.5% |