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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,127 | $88,754-79.6% | $81,820-77.8% | $145,877-87.6% |
| Participation rate | 28.6% | 75.1%-46.5pp | 72.4%-43.8pp | 80.3%-51.7pp |
| Annual return | 13.60% | 1031.77%-1018.2pp | 777.93%-764.3pp | 551.28%-537.7pp |
| Employer contribution / active EE | $877 | $3,085-71.6% | $2,915-69.9% | $4,663-81.2% |
| Participant deferral / active EE | $989 | $4,648-78.7% | $4,323-77.1% | $6,691-85.2% |
| Admin fee / account holder | $441 | $8,424-94.8% | $7,391-94.0% | $13,402-96.7% |