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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,904 | $65,555-55.9% | $86,216-66.5% | $75,173-61.5% |
| Participation rate | 84.6% | 60.5%+24.1pp | 69.0%+15.7pp | 67.2%+17.4pp |
| Annual return | -5.33% | 46.07%-51.4pp | 1169.42%-1174.7pp | 160.72%-166.0pp |
| Employer contribution / active EE | $1,542 | $1,553-0.7% | $2,382-35.3% | $2,671-42.3% |
| Participant deferral / active EE | $1,687 | $3,023-44.2% | $3,986-57.7% | $4,126-59.1% |
| Admin fee / account holder | $6,506 | $5,469+19.0% | $6,853-5.1% | $5,651+15.1% |