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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,200 | $202,463-15.9% | $169,397+0.5% | $139,487+22.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 16.93% | 532.64%-515.7pp | 406.23%-389.3pp | 373.84%-356.9pp |
| Employer contribution / active EE | $7,132 | $4,694+52.0% | $4,013+77.7% | $4,755+50.0% |
| Participant deferral / active EE | $6,712 | $6,941-3.3% | $6,223+7.9% | $6,7130% |
| Admin fee / account holder | $1,074 | $10,726-90.0% | $9,017-88.1% | $11,407-90.6% |