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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,422 | $149,778+84.6% | $118,946+132.4% | $158,966+73.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 7.61% | 19.95%-12.3pp | 35.89%-28.3pp | 302.95%-295.3pp |
| Employer contribution / active EE | $5,188 | $4,117+26.0% | $3,263+59.0% | $4,762+8.9% |
| Participant deferral / active EE | $10,673 | $5,225+104.3% | $4,266+150.2% | $5,983+78.4% |
| Admin fee / account holder | $16,811 | $8,604+95.4% | $6,581+155.4% | $11,250+49.4% |