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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,326 | $171,867-82.9% | $149,718-80.4% | $147,585-80.1% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 59.75% | 2113.36%-2053.6pp | 1501.70%-1441.9pp | 578.57%-518.8pp |
| Employer contribution / active EE | $12,263 | $6,275+95.4% | $5,444+125.2% | $4,876+151.5% |
| Participant deferral / active EE | $5,760 | $7,270-20.8% | $6,568-12.3% | $5,439+5.9% |
| Admin fee / account holder | $342 | $13,799-97.5% | $11,283-97.0% | $10,885-96.9% |