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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $85,497 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $49,741 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $32,298 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,720 | $106,230-18.4% | $147,080-41.0% | $77,736+11.6% |
| Participation rate | 81.0% | 78.4%+2.6pp | 82.2%-1.2pp | 70.6%+10.4pp |
| Annual return | 39.87% | 56.91%-17.0pp | 420.17%-380.3pp | 31.26%+8.6pp |
| Employer contribution / active EE | $6,115 | $4,072+50.2% | $4,933+23.9% | $2,728+124.2% |
| Participant deferral / active EE | $10,271 | $8,001+28.4% | $8,066+27.3% | $4,651+120.9% |
| Admin fee / account holder | $325 | $338-3.9% | $12,989-97.5% | $433-24.9% |