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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,502 | $185,312+3.9% | $161,489+19.2% | $154,746+24.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 13.18% | 103.84%-90.7pp | 89.72%-76.5pp | 172.34%-159.2pp |
| Employer contribution / active EE | $1,820 | $4,769-61.8% | $4,268-57.4% | $4,379-58.4% |
| Participant deferral / active EE | $7,629 | $6,350+20.1% | $5,630+35.5% | $6,730+13.4% |
| Admin fee / account holder | $17,321 | $18,654-7.1% | $16,006+8.2% | $14,365+20.6% |