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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,437 | $167,362-13.1% | $143,799+1.1% | $134,532+8.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.82% | 0.47%-22.3pp | -0.04%-21.8pp | 418.27%-440.1pp |
| Employer contribution / active EE | $4,327 | $5,620-23.0% | $4,952-12.6% | $4,741-8.7% |
| Participant deferral / active EE | $6,169 | $6,447-4.3% | $5,638+9.4% | $6,401-3.6% |
| Admin fee / account holder | $2,010 | $18,094-88.9% | $14,677-86.3% | $11,429-82.4% |