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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,702 | $135,956-79.6% | $123,894-77.6% | $273,970-89.9% |
| Participation rate | 61.5% | 84.1%-22.5pp | 81.4%-19.9pp | 83.0%-21.5pp |
| Annual return | 11.71% | 56.63%-44.9pp | 47.52%-35.8pp | 41.46%-29.7pp |
| Employer contribution / active EE | $1,868 | $5,170-63.9% | $4,617-59.5% | $4,869-61.6% |
| Participant deferral / active EE | $4,939 | $6,343-22.1% | $5,984-17.5% | $5,287-6.6% |
| Admin fee / account holder | $994 | $9,817-89.9% | $8,357-88.1% | $10,132-90.2% |