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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,169 | $99,652-51.7% | $78,778-38.9% | $147,586-67.4% |
| Participation rate | 60.0% | 76.2%-16.2pp | 69.2%-9.2pp | 82.8%-22.8pp |
| Annual return | 17.38% | 47.28%-29.9pp | 35.62%-18.2pp | 578.59%-561.2pp |
| Employer contribution / active EE | $3,608 | $2,796+29.1% | $1,986+81.7% | $4,876-26.0% |
| Participant deferral / active EE | $7,489 | $3,664+104.4% | $2,958+153.2% | $5,439+37.7% |
| Admin fee / account holder | $79 | $7,155-98.9% | $5,134-98.5% | $10,886-99.3% |