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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,963 | $138,075+147.7% | $123,552+176.8% | $135,379+152.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.46% | 153.70%-159.2pp | 119.20%-124.7pp | 519.79%-525.3pp |
| Employer contribution / active EE | $13,003 | $5,152+152.4% | $4,628+181.0% | $4,779+172.1% |
| Participant deferral / active EE | $17,356 | $6,800+155.3% | $6,426+170.1% | $5,609+209.4% |
| Admin fee / account holder | $21,359 | $10,917+95.7% | $9,285+130.1% | $10,828+97.3% |