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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,563 | $110,240-75.9% | $96,544-72.5% | $139,487-81.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 12.22% | 26.41%-14.2pp | 25.88%-13.7pp | 373.84%-361.6pp |
| Employer contribution / active EE | $1,575 | $3,622-56.5% | $2,966-46.9% | $4,755-66.9% |
| Participant deferral / active EE | $1,186 | $5,549-78.6% | $4,851-75.5% | $6,713-82.3% |
| Admin fee / account holder | $1,069 | $11,602-90.8% | $8,254-87.0% | $11,407-90.6% |