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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,599 | $198,457+12.2% | $170,435+30.6% | $147,586+50.8% |
| Participation rate | 50.0% | 88.0%-38.0pp | 83.6%-33.6pp | 82.8%-32.8pp |
| Annual return | 13.44% | 257.30%-243.9pp | 205.94%-192.5pp | 578.59%-565.2pp |
| Employer contribution / active EE | $2,349 | $6,183-62.0% | $5,432-56.8% | $4,876-51.8% |
| Participant deferral / active EE | $4,604 | $5,629-18.2% | $4,939-6.8% | $5,439-15.3% |
| Admin fee / account holder | $5,053 | $16,852-70.0% | $13,881-63.6% | $10,886-53.6% |