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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,357 | $86,701-47.7% | $73,309-38.1% | $125,388-63.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -4.64% | 2.78%-7.4pp | 5.67%-10.3pp | 282.24%-286.9pp |
| Employer contribution / active EE | $4,370 | $4,152+5.2% | $3,237+35.0% | $4,866-10.2% |
| Participant deferral / active EE | $6,086 | $5,549+9.7% | $4,991+21.9% | $5,352+13.7% |
| Admin fee / account holder | $3,972 | $7,768-48.9% | $5,635-29.5% | $9,541-58.4% |