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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,446 | $140,592-44.9% | $123,105-37.1% | $125,389-38.2% |
| Participation rate | 68.4% | 88.2%-19.8pp | 86.8%-18.4pp | 83.2%-14.8pp |
| Annual return | -1.19% | 16.80%-18.0pp | 13.22%-14.4pp | 282.24%-283.4pp |
| Employer contribution / active EE | $7,257 | $6,041+20.1% | $5,151+40.9% | $4,866+49.1% |
| Participant deferral / active EE | $2,771 | $6,980-60.3% | $6,229-55.5% | $5,352-48.2% |
| Admin fee / account holder | $395 | $11,198-96.5% | $9,014-95.6% | $9,541-95.9% |