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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,467 | $73,848-87.2% | $143,799-93.4% | $68,486-86.2% |
| Participation rate | 98.5% | 66.7%+31.8pp | 80.3%+18.2pp | 67.9%+30.6pp |
| Annual return | -14.81% | 0.91%-15.7pp | -0.04%-14.8pp | -7.85%-7.0pp |
| Employer contribution / active EE | $1,200 | $3,184-62.3% | $4,952-75.8% | $2,597-53.8% |
| Participant deferral / active EE | $2,526 | $3,385-25.4% | $5,638-55.2% | $4,028-37.3% |
| Admin fee / account holder | $548 | $5,755-90.5% | $14,677-96.3% | $5,404-89.9% |