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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,136 | $215,361-55.8% | $171,082-44.4% | $273,972-65.3% |
| Participation rate | 25.0% | 82.0%-57.0pp | 76.7%-51.7pp | 83.0%-58.0pp |
| Annual return | 6.59% | 25.14%-18.5pp | 32.56%-26.0pp | 41.46%-34.9pp |
| Employer contribution / active EE | $3,518 | $4,967-29.2% | $4,002-12.1% | $4,869-27.7% |
| Participant deferral / active EE | $4,500 | $5,543-18.8% | $4,797-6.2% | $5,287-14.9% |
| Admin fee / account holder | $2,139 | $10,846-80.3% | $8,520-74.9% | $10,133-78.9% |