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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,291 | $180,459+18.2% | $154,108+38.4% | $135,380+57.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.83% | 888.21%-896.0pp | 735.21%-743.0pp | 519.81%-527.6pp |
| Employer contribution / active EE | $11,869 | $6,035+96.7% | $5,298+124.1% | $4,779+148.4% |
| Participant deferral / active EE | $8,200 | $5,806+41.2% | $5,081+61.4% | $5,609+46.2% |
| Admin fee / account holder | $718 | $16,145-95.6% | $13,411-94.6% | $10,828-93.4% |