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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,130 | $167,362+3.4% | $143,799+20.4% | $134,532+28.7% |
| Participation rate | 62.5% | 84.8%-22.3pp | 80.3%-17.8pp | 81.2%-18.7pp |
| Annual return | -11.31% | 0.47%-11.8pp | -0.04%-11.3pp | 418.27%-429.6pp |
| Employer contribution / active EE | $5,889 | $5,620+4.8% | $4,952+18.9% | $4,741+24.2% |
| Participant deferral / active EE | $3,375 | $6,447-47.7% | $5,638-40.1% | $6,401-47.3% |
| Admin fee / account holder | $1,872 | $18,094-89.7% | $14,677-87.2% | $11,429-83.6% |