Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PAYCHEX, INC.1+ years Service code 15 · EIN 16-1124166 | Recordkeeping | $1,213 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,198 | $70,002-61.1% | $115,037-76.4% | $52,331-48.0% |
| Participation rate | 59.2% | 72.1%-12.9pp | 81.4%-22.2pp | 68.1%-8.9pp |
| Annual return | 2.53% | 4.04%-1.5pp | 26.14%-23.6pp | 4.54%-2.0pp |
| Employer contribution / active EE | $1,556 | $2,715-42.7% | $4,608-66.2% | $1,882-17.3% |
| Participant deferral / active EE | $3,432 | $4,920-30.2% | $6,026-43.0% | $3,022+13.6% |
| Admin fee / account holder | $12 | $566-98.0% | $8,175-99.9% | $592-98.0% |