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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,071 | $176,105-87.5% | $159,474-86.2% | $167,536-86.8% |
| Participation rate | 64.7% | 85.0%-20.2pp | 82.8%-18.1pp | 82.1%-17.4pp |
| Annual return | 19.67% | 331.91%-312.2pp | 263.68%-244.0pp | 478.82%-459.1pp |
| Employer contribution / active EE | $1,303 | $5,299-75.4% | $4,831-73.0% | $4,839-73.1% |
| Participant deferral / active EE | $4,346 | $7,751-43.9% | $7,353-40.9% | $6,342-31.5% |
| Admin fee / account holder | $739 | $12,559-94.1% | $10,802-93.2% | $12,315-94.0% |