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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,384 | $99,011-15.8% | $86,582-3.7% | $147,586-43.5% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 15.40% | 1312.75%-1297.4pp | 965.08%-949.7pp | 578.59%-563.2pp |
| Employer contribution / active EE | $4,342 | $3,132+38.6% | $2,839+52.9% | $4,876-11.0% |
| Participant deferral / active EE | $6,959 | $3,972+75.2% | $3,609+92.9% | $5,439+28.0% |
| Admin fee / account holder | $1,348 | $5,709-76.4% | $4,904-72.5% | $10,886-87.6% |