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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,727 | $75,962-62.2% | $154,111-81.4% | $64,173-55.2% |
| Participation rate | 61.4% | 70.4%-9.1pp | 83.0%-21.7pp | 69.6%-8.2pp |
| Annual return | -7.44% | 30.32%-37.8pp | 735.18%-742.6pp | 7.63%-15.1pp |
| Employer contribution / active EE | $955 | $3,350-71.5% | $5,298-82.0% | $2,381-59.9% |
| Participant deferral / active EE | $2,055 | $3,175-35.3% | $5,081-59.6% | $3,470-40.8% |
| Admin fee / account holder | $1,380 | $5,589-75.3% | $13,411-89.7% | $4,887-71.8% |