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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,583 | $168,635+4.1% | $147,617+18.9% | $125,389+40.0% |
| Participation rate | 80.0% | 88.8%-8.8pp | 84.6%-4.6pp | 83.2%-3.2pp |
| Annual return | -2.22% | 77.65%-79.9pp | 61.98%-64.2pp | 282.24%-284.5pp |
| Employer contribution / active EE | $1,513 | $6,252-75.8% | $5,564-72.8% | $4,866-68.9% |
| Participant deferral / active EE | $10,929 | $5,507+98.5% | $4,895+123.3% | $5,352+104.2% |
| Admin fee / account holder | $13,907 | $13,580+2.4% | $11,612+19.8% | $9,541+45.8% |