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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,393 | $72,177-89.8% | $115,038-93.6% | $59,633-87.6% |
| Participation rate | 76.9% | 72.6%+4.4pp | 81.4%-4.4pp | 68.7%+8.3pp |
| Annual return | -1.57% | 12.02%-13.6pp | 26.14%-27.7pp | 2041.45%-2043.0pp |
| Employer contribution / active EE | $5,032 | $2,841+77.1% | $4,608+9.2% | $2,203+128.4% |
| Participant deferral / active EE | $3,997 | $4,783-16.4% | $6,026-33.7% | $3,192+25.2% |
| Admin fee / account holder | $638 | $4,927-87.1% | $8,175-92.2% | $4,297-85.2% |