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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,948 | $100,811+260.0% | $86,698+318.6% | $134,545+169.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -20.58% | 29.11%-49.7pp | 35.96%-56.5pp | 418.37%-439.0pp |
| Employer contribution / active EE | $13,160 | $3,490+277.1% | $2,837+363.9% | $4,742+177.5% |
| Participant deferral / active EE | $22,667 | $5,339+324.5% | $4,656+386.8% | $6,401+254.1% |
| Admin fee / account holder | $3,065 | $10,926-71.9% | $7,492-59.1% | $11,431-73.2% |