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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,246 | $117,859+238.7% | $102,438+289.7% | $145,959+173.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 19.64% | 31.72%-12.1pp | 29.37%-9.7pp | 561.95%-542.3pp |
| Employer contribution / active EE | $2,690 | $3,615-25.6% | $3,024-11.0% | $4,661-42.3% |
| Participant deferral / active EE | $15,806 | $5,732+175.7% | $5,054+212.8% | $6,689+136.3% |
| Admin fee / account holder | $1,309 | $13,318-90.2% | $9,448-86.1% | $13,398-90.2% |