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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,104 | $157,304-53.5% | $141,197-48.2% | $152,909-52.2% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 28.47% | 64.34%-35.9pp | 71.41%-42.9pp | 345.46%-317.0pp |
| Employer contribution / active EE | $7,183 | $5,263+36.5% | $4,736+51.7% | $4,764+50.8% |
| Participant deferral / active EE | $16,716 | $7,111+135.1% | $6,710+149.1% | $5,851+185.7% |
| Admin fee / account holder | $1,821 | $12,126-85.0% | $10,265-82.3% | $11,601-84.3% |