See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,861 | $69,362-61.3% | $101,248-73.5% | $73,488-63.4% |
| Participation rate | 54.8% | 68.4%-13.6pp | 75.8%-21.0pp | 70.7%-15.9pp |
| Annual return | 9.98% | 18.46%-8.5pp | 46.47%-36.5pp | 28.51%-18.5pp |
| Employer contribution / active EE | $234 | $2,628-91.1% | $3,660-93.6% | $2,270-89.7% |
| Participant deferral / active EE | $1,649 | $3,300-50.0% | $4,370-62.3% | $3,740-55.9% |
| Admin fee / account holder | $365 | $704-48.1% | $5,945-93.9% | $513-28.8% |