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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,311 | $35,183-67.9% | $73,550-84.6% | $70,126-83.9% |
| Participation rate | 70.4% | 42.9%+27.4pp | 54.9%+15.4pp | 69.5%+0.8pp |
| Annual return | 41.07% | 26.90%+14.2pp | -15.16%+56.2pp | 73.15%-32.1pp |
| Employer contribution / active EE | $1,578 | $709+122.6% | $1,219+29.4% | $2,343-32.6% |
| Participant deferral / active EE | $4,166 | $1,220+241.5% | $1,804+130.9% | $3,332+25.0% |
| Admin fee / account holder | $515 | $2,302-77.6% | $2,320-77.8% | $4,645-88.9% |