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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,644 | $76,551+30.2% | $123,894-19.6% | $62,881+58.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 8.90% | 18.68%-9.8pp | 47.52%-38.6pp | 20.14%-11.2pp |
| Employer contribution / active EE | $5,553 | $2,882+92.7% | $4,617+20.3% | $2,281+143.5% |
| Participant deferral / active EE | $6,388 | $4,840+32.0% | $5,984+6.8% | $3,203+99.5% |
| Admin fee / account holder | $1,733 | $4,826-64.1% | $8,357-79.3% | $4,296-59.7% |