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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,822 | $157,304-48.0% | $141,197-42.1% | $152,909-46.5% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 21.73% | 64.34%-42.6pp | 71.41%-49.7pp | 345.46%-323.7pp |
| Employer contribution / active EE | $3,454 | $5,263-34.4% | $4,736-27.1% | $4,764-27.5% |
| Participant deferral / active EE | $6,319 | $7,111-11.1% | $6,710-5.8% | $5,851+8.0% |
| Admin fee / account holder | $334 | $12,126-97.2% | $10,265-96.7% | $11,601-97.1% |