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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,364 | $89,652-47.2% | $141,197-66.5% | $65,186-27.3% |
| Participation rate | 95.0% | 74.7%+20.3pp | 82.5%+12.5pp | 70.2%+24.8pp |
| Annual return | 19.11% | 32.79%-13.7pp | 71.41%-52.3pp | 29.39%-10.3pp |
| Employer contribution / active EE | $2,497 | $3,065-18.5% | $4,736-47.3% | $2,177+14.7% |
| Participant deferral / active EE | $3,841 | $5,691-32.5% | $6,710-42.8% | $3,514+9.3% |
| Admin fee / account holder | $8,570 | $569+1407.4% | $10,265-16.5% | $847+911.5% |