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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,265 | $138,114-66.5% | $125,391-63.1% | $134,545-65.6% |
| Participation rate | 27.3% | 84.5%-57.2pp | 82.4%-55.1pp | 81.2%-54.0pp |
| Annual return | -18.31% | 750.88%-769.2pp | 572.41%-590.7pp | 418.37%-436.7pp |
| Employer contribution / active EE | $1,615 | $5,246-69.2% | $4,816-66.5% | $4,742-65.9% |
| Participant deferral / active EE | $4,001 | $7,801-48.7% | $7,448-46.3% | $6,401-37.5% |
| Admin fee / account holder | $710 | $11,570-93.9% | $10,009-92.9% | $11,431-93.8% |