Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,456 | $79,557-32.8% | $118,746-55.0% | $70,126-23.8% |
| Participation rate | 59.3% | 71.4%-12.1pp | 78.3%-19.0pp | 69.5%-10.3pp |
| Annual return | 16.39% | 25.64%-9.2pp | 24.54%-8.1pp | 73.15%-56.8pp |
| Employer contribution / active EE | $323 | $2,861-88.7% | $4,193-92.3% | $2,343-86.2% |
| Participant deferral / active EE | $1,585 | $4,089-61.2% | $5,332-70.3% | $3,332-52.4% |
| Admin fee / account holder | $5,248 | $5,374-2.4% | $10,720-51.1% | $4,645+13.0% |