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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.6 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $14,352 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$13,738 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,974 | $86,692+68.4% | $119,634+22.0% | $66,949+118.0% |
| Participation rate | 84.0% | 75.6%+8.4pp | 79.3%+4.7pp | 69.8%+14.2pp |
| Annual return | -18.98% | -8.00%-11.0pp | -14.98%-4.0pp | 1.57%-20.6pp |
| Employer contribution / active EE | $3,953 | $2,536+55.9% | $4,232-6.6% | $2,545+55.3% |
| Participant deferral / active EE | $14,129 | $4,360+224.1% | $5,601+152.3% | $4,239+233.3% |
| Admin fee / account holder | $3 | $755-99.6% | $10,329-100.0% | $594-99.5% |