Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,223 | $98,776-3.6% | $149,745-36.4% | $79,856+19.2% |
| Participation rate | 28.0% | 75.8%-47.8pp | 82.5%-54.5pp | 69.6%-41.6pp |
| Annual return | 13.62% | 27.38%-13.8pp | 276.72%-263.1pp | 31.71%-18.1pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,617 | $5,681-18.7% | $6,843-32.5% | $3,741+23.4% |
| Admin fee / account holder | $792 | $6,053-86.9% | $9,312-91.5% | $5,306-85.1% |