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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,615 | $100,938-73.6% | $90,461-70.6% | $158,982-83.3% |
| Participation rate | 20.0% | 75.0%-55.0pp | 72.7%-52.7pp | 82.0%-62.0pp |
| Annual return | 26.35% | 1727.20%-1700.9pp | 1294.76%-1268.4pp | 302.99%-276.6pp |
| Employer contribution / active EE | $1,136 | $3,691-69.2% | $3,264-65.2% | $4,763-76.2% |
| Participant deferral / active EE | $3,716 | $4,350-14.6% | $3,964-6.3% | $5,983-37.9% |
| Admin fee / account holder | $10,630 | $6,510+63.3% | $5,617+89.3% | $11,252-5.5% |