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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,046 | $175,259+14.1% | $149,723+33.6% | $139,487+43.4% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 15.13% | 166.82%-151.7pp | 134.50%-119.4pp | 373.84%-358.7pp |
| Employer contribution / active EE | $7,206 | $5,478+31.5% | $4,821+49.5% | $4,755+51.6% |
| Participant deferral / active EE | $4,120 | $6,522-36.8% | $5,682-27.5% | $6,713-38.6% |
| Admin fee / account holder | $3,483 | $16,158-78.4% | $13,215-73.6% | $11,407-69.5% |