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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,219 | $185,312+118.7% | $161,489+150.9% | $154,746+161.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 12.29% | 103.84%-91.6pp | 89.72%-77.4pp | 172.34%-160.1pp |
| Employer contribution / active EE | $14,099 | $4,769+195.6% | $4,268+230.3% | $4,379+222.0% |
| Participant deferral / active EE | $13,960 | $6,350+119.9% | $5,630+148.0% | $6,730+107.4% |
| Admin fee / account holder | $3,638 | $18,654-80.5% | $16,006-77.3% | $14,365-74.7% |