Filed August 14, 2025 (most recent of 2 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,210 | $65,364+7.4% | $92,909-24.4% | $72,975-3.8% |
| Participation rate | 71.6% | 68.3%+3.3pp | 76.0%-4.4pp | 69.5%+2.1pp |
| Annual return | 17.75% | 42.11%-24.4pp | 109.44%-91.7pp | 81.01%-63.3pp |
| Employer contribution / active EE | $2,061 | $2,594-20.6% | $3,653-43.6% | $2,440-15.5% |
| Participant deferral / active EE | $3,782 | $3,128+20.9% | $4,238-10.8% | $3,608+4.8% |
| Admin fee / account holder | $3,973 | $4,251-6.5% | $5,795-31.4% | $5,124-22.5% |