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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,520 | $150,447+61.2% | $136,298+77.9% | $147,586+64.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.12% | 1049.15%-1034.0pp | 5156.27%-5141.1pp | 578.59%-563.5pp |
| Employer contribution / active EE | $6,713 | $5,256+27.7% | $4,696+43.0% | $4,876+37.7% |
| Participant deferral / active EE | $12,253 | $6,631+84.8% | $6,247+96.1% | $5,439+125.3% |
| Admin fee / account holder | $9,394 | $10,906-13.9% | $9,244+1.6% | $10,886-13.7% |