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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,634 | $95,406+73.6% | $185,849-10.9% | $85,847+92.9% |
| Participation rate | 98.0% | 68.8%+29.3pp | 81.7%+16.3pp | 69.3%+28.7pp |
| Annual return | 5.54% | 23.59%-18.0pp | 122.10%-116.6pp | 318.61%-313.1pp |
| Employer contribution / active EE | $2,885 | $3,314-12.9% | $5,169-44.2% | $2,565+12.5% |
| Participant deferral / active EE | $2,912 | $3,424-14.9% | $5,569-47.7% | $3,952-26.3% |
| Admin fee / account holder | $6,086 | $7,214-15.6% | $16,244-62.5% | $6,261-2.8% |