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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,474 | $84,236-21.1% | $170,439-61.0% | $70,124-5.2% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 12.56% | 23.06%-10.5pp | 205.94%-193.4pp | 73.14%-60.6pp |
| Employer contribution / active EE | $2,780 | $3,387-17.9% | $5,433-48.8% | $2,342+18.7% |
| Participant deferral / active EE | $5,069 | $3,086+64.3% | $4,939+2.6% | $3,332+52.2% |
| Admin fee / account holder | $348 | $5,698-93.9% | $13,881-97.5% | $4,645-92.5% |