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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,405 | $81,262-38.0% | $155,602-67.6% | $80,911-37.7% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 9.47% | 33.34%-23.9pp | 64.81%-55.3pp | 35.63%-26.2pp |
| Employer contribution / active EE | $2,918 | $3,102-5.9% | $4,675-37.6% | $2,756+5.9% |
| Participant deferral / active EE | $3,083 | $3,451-10.7% | $5,629-45.2% | $4,297-28.3% |
| Admin fee / account holder | $585 | $7,992-92.7% | $15,923-96.3% | $6,935-91.6% |