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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,215 | $43,075-53.1% | $74,577-72.9% | $62,881-67.9% |
| Participation rate | 79.2% | 58.1%+21.1pp | 68.1%+11.1pp | 69.3%+9.9pp |
| Annual return | 3.13% | 17.50%-14.4pp | 20.47%-17.3pp | 20.14%-17.0pp |
| Employer contribution / active EE | $3,887 | $1,498+159.5% | $2,525+53.9% | $2,281+70.4% |
| Participant deferral / active EE | $1,072 | $2,389-55.1% | $3,458-69.0% | $3,203-66.5% |
| Admin fee / account holder | $577 | $2,840-79.7% | $4,138-86.0% | $4,296-86.6% |