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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,853 | $96,678+13.6% | $86,640+26.8% | $139,466-21.2% |
| Participation rate | 50.0% | 74.4%-24.4pp | 71.7%-21.7pp | 80.3%-30.3pp |
| Annual return | 20.58% | 106.69%-86.1pp | 592.52%-571.9pp | 373.66%-353.1pp |
| Employer contribution / active EE | $4,607 | $3,265+41.1% | $3,024+52.3% | $4,754-3.1% |
| Participant deferral / active EE | $7,028 | $4,837+45.3% | $4,438+58.3% | $6,712+4.7% |
| Admin fee / account holder | $20 | $6,410-99.7% | $5,616-99.6% | $11,409-99.8% |