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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,681 | $111,830-82.4% | $93,696-79.0% | $145,884-86.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 5.13% | 204.08%-198.9pp | 133.74%-128.6pp | 551.85%-546.7pp |
| Employer contribution / active EE | $2,392 | $3,093-22.7% | $2,422-1.2% | $4,662-48.7% |
| Participant deferral / active EE | $0 | $4,920-100.0% | $4,417-100.0% | $6,690-100.0% |
| Admin fee / account holder | $625 | $10,249-93.9% | $8,287-92.5% | $13,392-95.3% |